About Us





Board of Directors


Tuesday, May 6th - 4:00 to 8:00 PM

Knights of Columbus Hall in Cuba, Missouri - FREE Admission

Just for you! Gumdrops, lollipops and candy canes galore, we have a sweet celebration in store at the 2014 FCNB Women’s Expo! Join us for a great night of food, fashion, and fun! Enjoy vendor booths of all kinds - beauty, health, crafts, jewelry, services and more! Make plans to enjoy a dinner, benefiting ACS Relay for Life. Lots of door prizes & entertainment!

4:30 PM - CandyLand Games
Explore the Kingdom of Sweets! It’s time to win! Join us for yummy fun games and delicious prizes.

5:30 PM - Learn to Make Cake Pop Bouquets
Shannon Tavenner with Top Tier Cakes will demonstrate how to make a delectable Cake Pop Bouquet!

6:00 PM - Meet Zog the Dog
Children‘s book author Mary Young and her real-life dog “Zog” will entertain you with a
reading of their new book, complete with doggy tricks! This is a life lesson you don’t want to miss!

6:30 PM - Miss Megan’s Dance Studio
The girls from Miss Megan’s Dance Studio will delight you with their candy-coated dance routines!

7:30 PM - FCNB Stage Show & Sweet Prizes
It’s time for door prizes and some exciting surprises! 


Are you interested in being a Vendor at the FCNB Women's Expo?

Click Here for more information.



ICBA and FCNB Celebrate Community Banking Month

The Independent Community Bankers of America® (ICBA) and First Community National Bank (FCNB) today kick off ICBA Community Banking Month — a month full of community pride for local residents, small businesses and the community banks that proudly serve them. Throughout the month, ICBA and FCNB will encourage consumers and small businesses who are interested in building more economically sustainable communities to check out what their community bank has to offer.

“Community banks help local families achieve financial stability while also driving small business lending in their communities—keeping America’s communities economically healthy and vibrant,” said ICBA Chairman John H. Buhrmaster, president of 1st National Bank of Scotia, N.Y.  “Throughout April, ICBA, our members and our state and regional partners will celebrate the unique and vital role that community banks serve in their communities, while educating consumers and small business owners about the benefits of banking locally with their community bank.”

Community banks are relationship lenders that thrive when their customers and communities do the same. Taking care of customers and looking out for the best interest of local communities is the community banking business model.

There are almost 7,000 community banks, including commercial banks, thrifts, stock and mutual savings institutions, with more than 50,000 locations throughout the United States. Assets may range from less than $10 million to $10 billion or more. Community banks constitute 96.8 percent of all banks.

“FCNB has thrived for more than 108 years thanks to our loyal customers who believe in the community banking business model,” said Scott Perkins, FCNB President. “The future for community banking is bright, and I encourage everyone to Go Local and realize the difference that a community bank can make in their lives now and for years to come.”

To follow the conversation on ICBA Community Banking Month, follow the hashtag #BankLocally on Twitter. To learn more about community banks, visit www.icba.org

About FCNB

First Community National Bank’s mission is to be a trusted financial partner dedicated to helping individuals, families, and businesses achieve meaningful financial success for life. FCNB has seven convenient locations throughout mid-Missouri. For more information, visit www.fcnb.com.

About ICBA

The Independent Community Bankers of America®, the nation’s voice for nearly 7,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit www.icba.org.


To be a trusted financial services partner dedicated to helping individuals, families, and businesses achieve meaningful financial success for life.


On March 16, 1906, the Bank of Leasburg was established with a capital stock of $10,000 subscribed by L.A. Evans, Elliott Davis, Leo A. Fisher, John R. King, J.W. Waller, James N. Smith, Daniel Foster, Thomas Hogg, Justin Perrigue, A.J. Barnett, Wm. Fitzgerald, C.M. Fitzgerald, Edward L. Perrigue, Mark H. Kelly, James A. McInnis, J.C. West and E.L. West.  The first board of directors consisted of J.W. Waller, E.L. West, Leo A. Fisher, J.C. West, and James N. Smith.  The bank’s motto was:  “Safety, Service and Security”.   The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906 and served for several years.  

For a few years after the financial crisis of 1929, the Crawford County seat of Steelville, Missouri did not have a bank of its own.  The citizens of the town soon realized that for a community to grow and prosper, it needed a bank of its own.  On October 2, 1934, the Bank was moved to Steelville, Missouri, and the name changed to Community Bank.  C.M. Fitzgerald became the President of the new Community Bank.  Following Mr. Fitzgerald was W.A. McInnis who served as President from the mid 1940s to 1956.   

In 1960, the Community Bank built a new banking facility on Main Street in Steelville under the leadership of E.W. Gravatt, who was Director and President from 1956 to 1961.  In 1961, the role of President was turned over to L.J. “Tick” Perkins.  Mr. Perkins remained the CEO & President until 1976 when the family operation was turned over to his son, Paul E. Perkins.  In 1979, the Community Bank moved down the street to its current location at 402 W. Main Street in Steelville.  

On February 1, 1983, the bank’s name changed to First Community National Bank of Crawford County as a result of the plans to open a second location in Cuba, Missouri.  At that time, the bank also changed from a state chartered bank to a national chartered bank.  In 1984, the Cuba Financial Center was opened and then remodeled and expanded in 2005. 

With further expansion, the bank’s name changed to First Community National Bank when they acquired the Boatmen’s Community Federal in Sullivan and opened the Sullivan Financial Center in 1991.  In 1997, the Vienna Financial Center was opened followed by the Rolla North Financial Center in 2002.  In 2005, First Community National Bank opened its sixth location in Eureka, Missouri.  The construction of a new, permanent facility was completed in July 2009.  FCNB's seventh location, a second branch in Rolla opened in 2007.  Future plans include a FCNB Financial Center location in Union, MO.   

Today, First Community National Bank remains a strong presence in the Steelville, Cuba, Sullivan, Vienna, Rolla and Eureka communities.  Under the current leadership of President Scott Perkins, First Community National Bank continues to thrive as a strong and progressive independent, community bank.

Board of Directors

Paul Perkins Paul Perkins - Chairman of the Board and CEO 

Paul became the President and CEO of First Community National Bank in 1976 after his father L.J. "Tick" Perkins stepped down from the family operations. In 2006, Paul turned over his Presidential duties to his son Scott Perkins. Paul still plays an active part of the daily operations as he serves as CEO and Chairman of the Board. Paul resides in Steelville with his wife, Linda. They have three grown children, Mark, Scott and Julie, and nine grandchildren, Naomi, James, Marli, Aiden, John, Emeri, Claire, Adalei. and Madelyn.

Scott PerkinsScott Perkins

Scott is the President of First Community National Bank. Scott is a 1999 graduate of Maryville University with a Bachelor of Science degree in Business and Administration with an emphasis in Management. Scott also graduated in 2002 from the Graduate School of Banking at the University of Wisconsin. In addition to being a member of the Board of Directors, Scott is currently a Board Member of the Steelville R-3 School District, the President of the Steelville Arts Council, a Board Member of the Steelville Scholarship Foundation, a member of the Steelville Area Chamber of Commerce and a past Board Member of the Missouri Bankers Association Young Bankers Leadership Division. Scott is also the proud coach of the third-grade girls basketball team. Scott resides in Steelville with his wife, Dawn and four daughters: Naomi, Marli, Emeri and Adalei. 

Mark PerkinsMark Perkins

Mark is the President of Steelville Community BancShares, Inc. and Chief Financial Officer of First Community National Bank. Mark graduated from Steelville High School in 1993.  Mark is a 1998 graduate of Providence College in Providence, RI with a Bachelor of Science degree in Business and Adminstration with an emphasis in Accounting and Finance.  Mark is the Vice President of the Choices for People Center and is an active member of the Rolla Area Chamber of Commerce. Mark resides in Rolla with his wife, Lori and two sons, James and John. 

Rosella RobertsRosella Roberts

Rosella has been a member of the FCNB Family for over 45 years, retiring in 2010 as Senior Vice-President. In addition to being a member of the FCNB Board of Directors, Rosella is the Treasurer of the Steelville Community Services, Inc., Secretary/Treasurer of the Meramec Music Theatre, Board Member of the Steelville Telephone Exchange, a member of Steelville First Assembly of God and a volunteer member of the Steelville Arts Council. Rosella resides in Steelville.    

Ervin StubblefieldErvin Stubblefield

Ervin became an FCNB Board of Directors member in 1984. He is the Director of the Crawford Electric Cooperative in Bourbon, MO and Elder at Trinity Chapel Presbyterian Church in Cuba, MO. Ervin was the Owner/Operator of the Cuba Western Auto Store, Owner/Operator of NAPA Auto Parts Store in Cuba, MO. Ervin resides in Cuba with his wife Mary Jean. They have two grown children and four grandchildren.  

Kem SchwiederKem Schwieder

Kem Schwieder joined FCNB in 2010, serving as a member of Senior Management. Kem became a member of the FCNB Board of Directors in 1997. He serves as President of the Steelville Industrial Development Authority, President of the Volenetz Charitable Foundation, Vice-President of the Community Foundation of Steelville, Treasurer of the Steelville Masonic Lodge, a Director of Gibbs Care Center and Elder of the Steelville Presbyterian Church. Kem is also the President of Schwieder Properties, LLC and was previously a Ford dealer until his retirement in 2006. Kem resides in Steelville and has one daughter, Alexandra. 

James D. CottrellJames D. Cottrell

Jim became a FCNB Board of Directors member in 1999 representing the Steelville and Cherryville area.  Jim serves as the President of the Crawford County Electric Cooperative, a Director of the Steelville Telephone Exchange, Secretary and Director of Show Me Power and as President of the Ozark Trail Blazers.  He also owns and operates Cottrell Farms.  Jim resides in Cherryville with his wife, Joyce.  They have two children, Lance Cottrell and Shannon Harmon, two granddaughters and one grandson.  

Herbert J. BaumannHerbert J. Baumann

Herb became a FCNB Board of Directors member in 2005 representing the Eureka, St. Louis and surrounding areas. Herb is the President of Baumann Property Company, Inc, owner of West County Contracting and Maintenance, as well as several real estate investments.  Herb resides in Ballwin and has four grown children.  


John HewkinJohn Hewkin

John became a FCNB Board of Directors member in 2009 representing the Cuba community.  As a Pharmacist, John and his wife, Lynne, own and operate Medkin Pharmacy in Sullivan. John graduated from the St. Louis College of Pharmacy in 1985 and Cuba High School in 1979.  John currently serves as President of the Leadership Board at Amazing Grace Community Church. John and his wife, Lynne, reside in Sullivan and have four children; Stephanie, Michelle, Shannon and Ryan. 

Scott GahrScott Gahr

Scott became a FCNB Board of Directors member in 2012 representing the western region of FCNB with a focus on the communities of St. James, Rolla and Vienna. Scott owns and operates three trucking companies; St. James Transports LLC, Central Missouri Transports LLC and Central Missouri Transfer LLC. Scott also owns Larry Davis Inc., an international Truck and Engine Corporation and Cummins Diesel Dealership. Scott is a member of the First Church of God and has served as the past Chairman of the Church Council. Scott has also served two three-year terms as a school board member for the St. James R-1 School District. Scott resides in St. James with his wife Barb. Together, they have five children and six grandchildren.

Julie Settles

Julie is the President of FCNB Insurance Services, Inc. and FCNB Financial Services, Inc.  She was elected to the FCNB Board of Directors in 2014. In 2002, Julie graduated with a Bachelor of Science Degree in Accounting from the University of Kentucky. With over thirteen years of experience in the financial and insurance industries, Julie currently holds a Series 7 and 63 license and Property & Casualty, Life and Health insurance licenses. Julie is an active member of the Steelville Presbyterian Church, the Steelville Chamber of Commerce, the Steelville Arts Council and serves as Secretary for the Tri-C Club. She resides in Steelville with her husband Alex and their children, Aiden, 7, Claire, 4, and Madelyn, 1.