Consumer Loans

Perfect Lending Solutions For Your Needs

Are you thinking about buying a new home or investing in some property? Or maybe you have decided to buy a new car, refinance your home or remodel your existing home. If this sounds familiar, FCNB can help you achieve those goals with the perfect loan option.

Real Estate Loans

Owning the home of your dreams can become a reality with a Real Estate Loan from FCNB. We provide specialized loans to meet your needs:

  • New Home Purchases
  • Refinancing of Existing Home
  • Conventional Loans
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgage (ARM) Loans
  • Home Improvement Loans


Construction Loans

Are you ready to build your dream home? Typically a loan for a small period of time, the Construction Loan will allow you to pay for all of your materials and labor, while you only pay the interest charges. Upon completion of the home, the Construction Loan can be converted to a Real Estate Loan.

Auto Loans

Auto Loans that work for your life! When you find "the one", we have the loan. Low rates, flexible terms and easy financing makes an Auto Loan from FCNB the perfect fit. New and Used Car Loans available. In many cases, we offer same day approval on your loan with instant loan closings. For convenience, we offer an automatic payment system that instantly pays your loan monthly. Apply today!

Recreational Vehicle Loans

Whether it is a boat, motor home, camper, motorcycle or ATV, you can purchase your dream at an affordable interest rate. We offer flexible terms and quick approval.

General Loan Information

Credit Life and Disability Insurance is available on select loans to customers at their option and cost. Options for educational loans and signature loans are available. All loans are subject to approval.

Insurance products are not guaranteed by the FDIC or any Federal Government Agency. They are not a deposit of or guaranteed by the bank or any bank affliates.