We're here to help!

As we closely monitor the spread of coronavirus (COVID-19) at the local and national levels, we continue to take the necessary precautions to maintain a safe and healthy environment for our employees, customers and communities. Banking is considered an essential service and we will remain available to serve you.

Economic Impact Payments

President Joe Biden signed into law the $1.9 trillion American Rescue Plan Act, which includes a third round of EIPs of up to $1,400 per eligible recipient. The IRS will begin distributing the third round of Economic Impact Payments with an effective date of this Wednesday, March 17. To check your account balance, enroll in our Digital Banking options listed below.

Questions about eligibility or payment status? Visit the IRS website.

SBA PPP Loan Program

We are honored to support small businesses within our community through the Paycheck Protection Program (PPP) from the U.S. Small Business Administration. To begin the progress, utilize our Paycheck Protection Program Portal. As always, our lending professionals are here to assist you every step of the way!

If your small business is interested in applying for a new PPP Loan, utilize our online application to help you calculate your eligible loan amount and submit all supporting documentation. 

If your small business has received a PPP Loan, there are specific requirements you will need to meet in order to have your loan forgiven. To begin the forgiveness process, complete our online application.


Lobby and Drive-Thru Open

To provide you with expanded options, our bank lobbies and drive-thru's are open for normal banking business. Please continue utilizing our drive-thru banking services for normal transactions such as cashing checks, making deposits, withdrawals and transfers, obtaining cashier’s checks and money orders and general banking business.

When entering our facility, please adhere to the following guidelines:

  • Wear protective gear as needed, including masks
  • Practice social distancing by maintaining 6 feet apart
  • Wait for assistance before entering an office
  • Wash your hands and use hand sanitizer

Conveniently Bank at Home

Utilize our robust selection of digital banking solutions to stay connected to your accounts 24/7. 

Online Banking
Manage your money anytime. Check balances, view transactions, and transfer funds, plus sign up for Online Bill Pay and e-Statements. To self-enroll, click here.

Mobile Banking
Search for "FCNB Mobile Banking" in your app store and download for free. Use your current Online Banking ID and password. Inside the app, enroll in Mobile Deposit to deposit checks from anywhere.

Text Banking
Connect to your account balances, view transactions and transfer funds through Text Banking. Self-enroll through the Mobile Banking app or text ENROLL FCNB to 39257. 

Touch Tone Banking
Receive automated account information anytime, anywhere with Touch Tone Banking. Check your balance, receive transaction information and transfer funds. To enroll, call 573-775-3262

Debit Cards
Use your FCNB Debit Card to purchase necessities online or in store. Link to Apple Pay, Google Pay and Samsung Pay for contactless payments using your mobile device. 

Connect for Assistance

Branch Phone Numbers
Feel free to call us during business hours for any banking assistance. We are here for you!

  • Cuba (573) 885-3500
  • Eureka (636) 938-1206
  • Rolla (573) 426-3262
  • Sullivan (573) 208-4576
  • Steelville (573) 233-1400
  • Email:

Connect with Social Media
Follow us on Social Media for up-to-date information.

Community Resources
Important links to help you, your family and your business navigate.

Protect Against Fraud

As with any public crisis, the spread of the coronavirus has created a new crop of hackers -- targeting people who are awaiting their stimulus check, who are working from home and who are just trying to stay healthy. Be on guard against all kind of scams and misinformation found online, in your email inbox and even in your text messages, including investment scams, miracle cures, and fraudulent GoFundMe donation accounts

Helpful Articles to Protect Against Fraud:

COVID-19 Preparedness Statements

Posted 10/26/20 - Download PDF