Check FCNB Investments / Money Concepts Background Here:   FINRA Broker Check

FCNB Investments offers complete investment services to individuals and businesses. In partnership with Money Concepts, Wealth Managers Julie Settles, Brian Lich and Aaron Jeffers, provide brokerage services at all First Community National Bank locations.

FCNB Investments offers a variety of investment services, including:

  • Mutual Funds
  • Fixed and Variable Annuities
  • Stocks and Bonds
  • 401(k) Plans
  • Simple IRA's
  • Traditional & Roth IRA's
  • Disability and Life Insurance
  • Long Term Care Insurance
  • Much More...

Term Life Insurance - FREE Quote

We created a simple and easy way for you to purchase Term Life Insurance while engaged in your busy work schedule. The insurance companies quoted are some of the most highly rated and competitive in the industry.

For the first time ever, you will be able to choose a company based on all the factors that are considered by the insurance company when they underwrite a case. We show all the premiums from Preferred Plus to Standard along the same row. No longer will you be shown only one premium, only to find out later you qualified for a higher premium. The specific underwriting guideline chart for each insurance company is available for you to review. This allows you to match the lowest premium that best fits your profile based on the underwriting criteria used by the Insurance Company.

Once you decide on the Insurance company, product and amount just proceed to the Application Request form. The more information you provide here will greatly speed up the process in getting the application completed and into the insurance carrier’s hands for the start of the underwriting process.

No matter what your needs for Term Life Insurance, we welcome the opportunity to serve you. Find out more information and get a FREE Quote, click here: FCNB Investments - Life Insurance Quote

Why Choose FCNB Investments & Money Concepts?

Money Concepts was developed to provide a “holistic approach” to wealth management. Founded in 1979, our systems, procedures and techniques have been refined over the years.

  • At FCNB Investments, our Wealth Managers take a consultative approach looking at our clients’ entire financial picture. Then, they develop a plan to help clients get to where they want to go.
  • Our Wealth Managers understand that wealth management is a process, not a product. As such, our clients receive ongoing money-mentoring and coaching. We'll be there when you need us.
  • Our Wealth Managers are committed to providing our clients with the best wealth management and financial planning services. They are free to work with clients in a way that best meets our clients’ needs and desires.
  • Since Money Concepts does not offer any proprietary products, our Wealth Managers can choose from thousands of products in the financial services industry. The only caveat is that the product(s) or services meet our clients’ needs and desires.
  • Our Wealth Managers attend a minimum of thirty hours of classroom education each year, over twice the industry average. They do this for one reason only…to better serve our clients with the latest in products, services and tax strategies.

At FCNB Investments we believe that your needs come first.  We adhere to 5 key pillars of Investor Trust:

  1. Integrity - We pledge soundness and honesty in all of our dealings with clients and companies with whom we affiliate.
  2. Commitment - We regard all associations as a trust and give our total attention to the best interests of our clients now and in the future.
  3. Fairness - We insist that all arrangements work equally well for all parties in both human and financial terms.
  4. Credibility - We will not associate ourselves with products or services that we cannot believe in and use with pride and integrity.
  5. Opportunity - We will constantly be alert to changes in markets, products, regulations, and the economy and the opportunities they may create.
FCNB Investments, through Money Concepts Capital Corp, offers a variety of investment choices to growing businesses. Contact our Wealth Managers for more information!

Julie Settles - 404 W. Main St., Steelville - (573) 335-8700 -e-mail:

Brian Lich - 450 Meramec Blvd., Eureka - (636) 938-9322 - e-mail:

Aaron Jeffers - 2323 N. Bishop Ave., Rolla - (573) 351-0418 - e-mail:

FCNB Investments is an independent firm not affiliated with Money Concepts Capital Corp. All securities through Money Concepts Capital Corp. Member FINRA/SIPC. Not a Deposit - Not FDIC-Insured - Not Insured By Any Federal Government Agency - Not Guaranteed by the Bank - May Go Down in Value