Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Ladies Night 2026

Save the Date for the FCNB Ladies Night!
Join us Friday, May 8th at Heartland Farms in Bourbon for a night filled with friendship, fun and fresh inspirations! Free admission for all ladies!

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120 Years Strong — and celebrating with you! We are proud to serve our communities with trust, integrity, and exceptional service. Thank you for being part of our story now and for many years to come!

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Achieve your Goals with Cash Back in Your Wallet!
Open a Real Life Cash Back Checking Account Online and start earning Unlimited Cash Back for every debit card purchase. Apply today!

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Cruise to Savings

With competitive rates and flexible terms, our Auto Loans will have you on the road in no time.

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Go Contactless

Our new FCNB Debit Cards are now contactless-enabled. Just tap and go at any equipped terminal.

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Save on Insurance

As an independent agency, our FCNB Insurance agents can find you the perfect coverage at your budget.

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Invest in Home

Specializing in fixed-rate mortgages, our FCNB Mortgage lenders can help you finance your dream home.

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Make Your Dreams A Reality

You dream it, we’ll help you achieve it! FCNB offers smart, flexible financing solutions to help you move forward with confidence. Apply online now for home, auto, and commercial loans.

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Unlock Your Home's Potential

Whether you’re planning a home refresh, upgrading your vehicle, or finally taking that dream vacation, a Home Equity Line of Credit (HELOC) lets you put your home’s value to work for you.

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