Our Digital Banking features make it easy for you to bank on your terms. Manage your account, track spending, pay bills online, transfer money and more.
Manage your money anytime with Online Banking. The following services are free to all customers:
With Mobile Banking, use your phone to check account balances, pay bills, view transactions, transfer money, deposit checks and find locations. Choose the option that works best for you:
Standard text messaging rates and data charges may apply. Contact your carrier for details.
Use your FCNB Debit Card anywhere VISA is accepted and at ATMs worldwide. Make shopping safe, secure and easy with the amount of your purchase deducted directly from your checking account. Debit cards are complementary for qualified accounts.
Show your school spirit with a FCNB School Spirit Debit Card. Free to any customer that has a checking account eligible for a debit card. By using your FCNB School Spirit Debit Card, your School District receives an annual donation, plus opportunities to support school organizations and projects throughout the year.
Fraud Protection – Your FCNB Debit Card is protected around-the-clock against debit card fraud with FraudWatch Plus. With industry leading technology, experienced fraud analysts work 24/7, watching for any suspicious card activity and will contact you immediately if they detect potential fraud on your card.
Lost or Stolen Debit Card – To report a lost or stolen debit card, call FCNB Bank during business hours at (573) 466-4180. After business hours, call toll free (888) 291-1458.
FCNB is registered to offer the three most notable mobile payment systems: Apple Pay, Google Pay and Samsung Pay. With these services you can use your mobile device to make payments at contactless point of sale terminals.
To setup Apple Pay, add your credit or debit card to the Wallet app on your iPhone and you’re ready to go. To make a payment, place your iPhone, Apple Watch, Mac or iPad in close proximity to a point of sale terminal that accepts contactless payments or use online when available.
Download the Google Pay app, add your debit card and make purchases at merchants that accept contactless payments. This service is compatible with many Android phones, tablets or watches.
Samsung Pay works in-store, in-app and online. Load your debit card onto your devices and check out with a tap. The latest Samsung devices work at all your favorite places, making Samsung Pay the most accepted mobile payment.
Use your FCNB Debit Card at ATM’s worldwide. Check account balances, withdraw funds, transfer between accounts and make deposits to your checking or savings. Fees may apply for use at non-network ATMs.
Automated account information anytime, anywhere using your touch tone phone.
To enroll in Touch Tone Banking:
For future access, enter your checking or savings account number and your PIN.