Discover the savings account that is right for you. With a wide range of savings options, we can help you reach your short and long-term financial goals.
Our savings accounts include:
Earn Interest on average daily balance
No service charge if balance remains at or above $100 every day of the statement cycle or primary account holder is age 24 years and younger.
Protect your checking account from excessive fees with the Overdraft Sweep feature
No monthly service charge, unless the balance drops below $2,500 on any day of the statement cycle
$2,500 minimum opening balance required
Tiered interest rate earned when account maintains a $2,500 average daily balance
No set up fee or monthly maintenance fee
Earn interest on average daily balance
No external transfer or closing fee
Unlimited check writing
$25 minimum opening balance required
Especially for Kids age 14 and younger
Special advantages all year long!
Tiered interest rate earned on average daily balance
$5 Minimum Opening Deposit
Christmas Club – Account opens on November 1st and pays out on October 15th of the following year
Vacation Club – Account opens on June 1 and pays out on May 15th of the following year
Earn .10% Annual Percentage Yield (APY) on balances up to and including $2,500
Interest is computed on your average collected balance and credited at the time of disbursement
Payments can be made with Automatic Funds Transfer (AFT) or Online Banking transfer
Customer must have an account relationship with FCNB to open a Christmas or Vacation Club
Customers are allowed to have one Christmas Club and one Vacation Club account