Relationships Matter

By Scott Perkins, FCNB President & CEO

During a month focused on relationships, consider that banking locally is an investment in the community, creates a lifelong relationship with a hometown banker and a vested interest in your financial success.

At FCNB Bank, we take great pride in our role as trusted community leaders. We thank our customers for entrusting us with their financial futures and pledge to continue giving back to the community that we love and call home.

Community banks like ours are financial stewards of their communities, funding more than 60 percent of small businesses, more than 80 percent of agricultural loans, and helping local families finance major purchases and build financial security. Community banks:

• Respect and honor community ties by channeling services to neighborhoods where their depositors live and work, which helps drive the local economy.
• Understand and embrace local businesses. The Federal Reserve has repeatedly found that small businesses that apply for loans with community banks are more successful and satisfied.
• Are innovative, partnering with technology providers to deliver high-tech, high-touch experiences.
• Give back. Serving local communities is a part of the community bank tradition.

We are motivated to provide support through every phase of your financial journey, building a reputation as relationship experts. We not only committed to empowering our customers succeed financially but also to strengthening the communities we live in.

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FCNB Bank Announces Employee Quarterly Awards

Congratulations to our FCNB Bank 1st Quarter Employee Award Winners!

Quarter 1 Winners

FCNB Bank headquartered in Steelville, Missouri recently converted to a state-chartered bank through the Missouri Division of Finance. Celebrating the milestone is the FCNB Board of Directors, from L to R: Randy Bono, Herbert J. Baumann, John W. Perkins, Rosella Roberts, John Hewkin, Paul E. Perkins, Scott Perkins, Julie Settles, James D. Cottrell, Anita Agers-Brooks and Scott Gahr.

The Missouri Division of Finance welcomed First Community National Bank as a State-charted bank effective November 10, 2021. With the conversion from a national charter to a state charter, the name of the bank has officially changed to FCNB Bank with headquarters in Steelville, Missouri.

“As a community bank, FCNB Bank is a family-owned, locally operated, independent organization that strives to provide banking as it should through customer relationships,” commented FCNB Bank’s President & CEO Scott Perkins. “With our conversion to a state-chartered bank, we will substantially benefit from ensured safety and soundness, reduced regulatory costs and the advocacy to provide local lending decisions. It’s an exceptional move for our bank and our customers.”

With regulatory authority now provided by The Missouri Division of Finance, FCNB Bank will partner with experienced examiners that are knowledgeable of local economic conditions and provide a common-sense approach to community banking. As a longstanding member of the Federal Deposit Insurance Corporation, deposits will continue to be insured up to $250,000 per customer.

Originally established as the Bank of Leasburg on March 16, 1906, FCNB Bank has been family-owned and operated by the Perkins family of Steelville since 1961. Under the current leadership of Chairman of the Board Paul E. Perkins, President & CEO Scott Perkins and FCNB Insurance and Investments President Julie Perkins Settles, FCNB Bank remains a strong and progressive independent community bank with $159 million in assets serving the communities of Steelville, Cuba, Sullivan, Rolla and Eureka with six branch and ATM locations.