Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
By Scott Perkins, FCNB President & CEO
As we enter the season of Thanksgiving, we’re reminded of how much we have to be grateful for—and at the top of that list is you. At this time of year, when we gather to reflect on the things that matter most, we want to express our sincere appreciation to the customers, families, and businesses who trust us with their financial needs every day.
Banking is more than transactions, balances, and accounts—it’s relationships. It’s the conversations across our desks, the goals you share with us, and the milestones you allow us to celebrate alongside you. Whether you’re opening your first checking account, building your dream home, supporting a thriving local business, or planning for the future, we feel honored to play a small part in your journey.
This Thanksgiving, we are especially thankful for:
Your Trust: You choose us to safeguard your financial well-being, and that responsibility is something we never take lightly.
Your Loyalty: Your continued support allows us to grow, improve, and serve our community better each year.
Your Community Spirit: From local events to charitable initiatives, you help us create positive change where it matters most.
As we look toward the holiday season and the coming year, our commitment to serving you with integrity, care, and excellence remains as strong as ever. We’re proud to stand by you and grateful for the opportunity to enrich your financial journey.
From all of us, thank you for being an essential part of our bank’s story. We wish you and your loved ones a Thanksgiving filled with warmth, joy, and connection.
Happy Thanksgiving!
Congratulations to our FCNB Bank 1st Quarter Employee Award Winners!
FCNB Bank headquartered in Steelville, Missouri recently converted to a state-chartered bank through the Missouri Division of Finance. Celebrating the milestone is the FCNB Board of Directors, from L to R: Randy Bono, Herbert J. Baumann, John W. Perkins, Rosella Roberts, John Hewkin, Paul E. Perkins, Scott Perkins, Julie Settles, James D. Cottrell, Anita Agers-Brooks and Scott Gahr.
The Missouri Division of Finance welcomed First Community National Bank as a State-charted bank effective November 10, 2021. With the conversion from a national charter to a state charter, the name of the bank has officially changed to FCNB Bank with headquarters in Steelville, Missouri.
“As a community bank, FCNB Bank is a family-owned, locally operated, independent organization that strives to provide banking as it should through customer relationships,” commented FCNB Bank’s President & CEO Scott Perkins. “With our conversion to a state-chartered bank, we will substantially benefit from ensured safety and soundness, reduced regulatory costs and the advocacy to provide local lending decisions. It’s an exceptional move for our bank and our customers.”
With regulatory authority now provided by The Missouri Division of Finance, FCNB Bank will partner with experienced examiners that are knowledgeable of local economic conditions and provide a common-sense approach to community banking. As a longstanding member of the Federal Deposit Insurance Corporation, deposits will continue to be insured up to $250,000 per customer.
Originally established as the Bank of Leasburg on March 16, 1906, FCNB Bank has been family-owned and operated by the Perkins family of Steelville since 1961. Under the current leadership of Chairman of the Board Paul E. Perkins, President & CEO Scott Perkins and FCNB Insurance and Investments President Julie Perkins Settles, FCNB Bank remains a strong and progressive independent community bank with $159 million in assets serving the communities of Steelville, Cuba, Sullivan, Rolla and Eureka with six branch and ATM locations.
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